How to Open a Fidelity Solo 401(k): The 2026 Freelancer Guide

Step by step paperwork and laptop on a desk representing how to open a Fidelity Solo 401(k) for freelancers.

If you are a freelancer, independent contractor, or small business owner with zero full-time employees, opening a Solo 401(k) is one of the smartest financial moves you can make. And when it comes to zero-fee providers, Fidelity is consistently ranked at the top of the list. (Note: If you are still weighing the pros and … Read more

Fidelity Solo 401(k) Review & Setup Guide for Freelancers (2026)

A 2026 review and setup guide for the Fidelity Solo 401k retirement account for self-employed freelancers.

When freelancers, independent contractors, and gig economy workers finally decide to stop relying on standard savings accounts and open a high-limit retirement plan, one name dominates the search results: Fidelity Investments. There is an excellent reason for that. Fidelity’s “Self-Employed 401(k)” is widely considered the gold standard for solo business owners because of its zero-fee … Read more