- All content is educational only — not professional financial, tax, or legal advice.
- The Solo Wealth Lab team are not CPAs, CFPs, or licensed advisors.
- We participate in affiliate marketing programs and may earn commissions on qualifying purchases or sign-ups at no extra cost to you.
- Always consult a licensed professional before making major financial decisions.
1. Informational Purposes Only
The content provided on Solo Wealth Lab (solowealthlab.com) — including all articles, guides, calculators, comparison tables, newsletter issues, and any other materials — is provided for informational and educational purposes only.
We strive to provide accurate, up-to-date information regarding US tax codes, Solo 401(k) contribution limits, SEP IRA rules, implications of the SECURE 2.0 Act, and broader gig economy retirement strategies. However, tax laws, IRS contribution limits, and financial regulations change frequently — often on an annual basis. What is accurate today may be outdated tomorrow.
Nothing on this website constitutes a comprehensive analysis of your personal tax situation, nor does it account for the specific facts and circumstances of your financial life.
2. Not Professional Advice
The information on this website should not be construed as:
- Professional financial advice tailored to your specific situation
- Professional tax advice or guidance on how to file your IRS returns
- Professional legal advice regarding business structure, contracts, or compliance
- An endorsement or recommendation to buy or sell any specific investment, security, or financial product
Every individual’s financial situation is unique. Factors such as your net self-employment income, business structure (sole proprietor, LLC, S-Corp), filing status, state of residence, and retirement timeline all significantly affect the strategies that are right for you. You should always consult with a licensed CPA, CFP, or tax attorney before:
- Opening or contributing to a Solo 401(k), SEP IRA, SIMPLE IRA, or any other tax-advantaged retirement account
- Making business structure changes (e.g., electing S-Corp status)
- Filing your federal or state income tax returns
- Making any significant financial decision based on content read on this site
The IRS website and the CFP Board’s advisor search tool are authoritative resources for finding verified, licensed professionals.
3. Affiliate Disclosure (FTC Compliant)
To keep Solo Wealth Lab free to use and to support the ongoing costs of research, publishing, and hosting, Solo Wealth Lab participates in various affiliate marketing programs.
This means that if you click on certain links to financial apps, brokerages, software platforms, or services featured on this website and subsequently open an account, make a purchase, or complete a qualifying action, we may earn a referral commission at no additional cost to you. In some cases, affiliate partnerships may provide you with an exclusive bonus, discount, or promotional offer.
Our Editorial Standards
We take our editorial independence seriously. We operate by the following standards:
| Standard | What It Means |
|---|---|
| Research First | We only recommend tools and platforms we have independently researched and believe provide genuine value to independent contractors and gig workers. |
| No Pay-to-Play Rankings | Affiliate relationships do not influence our rankings, ratings, or editorial opinions. A product we do not recommend will not appear on this site regardless of commission size. |
| Transparent Labelling | Where applicable, affiliate links or sponsored content are clearly labelled so you always know the nature of our relationship with the product or service. |
| FTC Compliance | This disclosure fully complies with the Federal Trade Commission (FTC) Endorsement Guides (16 C.F.R. Part 255). |
Affiliate programs we may currently participate in include (but are not limited to) platforms such as: automated savings apps for freelancers, online brokerage affiliate programs, tax preparation software, accounting tools for self-employed individuals, and financial education platforms. Specific affiliate relationships are disclosed within relevant articles where applicable.
4. Accuracy & Timeliness of Information
We make every reasonable effort to ensure the information published on Solo Wealth Lab is accurate and current. Key facts such as IRS contribution limits (e.g., Solo 401(k) limits, SEP IRA limits, HSA limits) are reviewed and updated annually, typically each January following the IRS’s official announcement.
However, we make no warranties or representations — express or implied — regarding the completeness, accuracy, reliability, or suitability of any information on this website for any particular purpose. You use this information entirely at your own risk.
If you believe any content on Solo Wealth Lab is outdated or contains an error, please contact us and we will review it promptly.
5. External Links Policy
Solo Wealth Lab may contain links to third-party websites, including government agencies (IRS.gov, DOL.gov), financial institutions, app providers, and other informational resources. These links are provided for your convenience and reference.
We have no control over the content, privacy policies, or practices of any third-party website. The inclusion of any link does not imply our endorsement of that site or its operators. We recommend reviewing the privacy policy and terms of service of any third-party site you visit.
6. Limitation of Liability
To the maximum extent permitted by applicable law, Solo Wealth Lab, its founders, editors, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, any content on this website — including, without limitation, financial losses, tax penalties, or missed deadlines resulting from reliance on information published here.
By using this website, you acknowledge that you have read, understood, and agreed to this disclaimer in its entirety.
7. Contact Us
If you have questions about this disclaimer, our editorial policies, or our affiliate relationships, please reach out:
- 📧 Email: hello@solowealthlab.com
- 📋 Contact Page: solowealthlab.com/contact/