The Ultimate Guide to Retirement Planning for Gig Workers (2026)
📋 Key Takeaways Gig workers can contribute up to $72,000 in 2026 through a Solo 401(k) — far more than any W-2 employee’s 401(k). You do not need an LLC to open a Solo 401(k) or SEP IRA — a sole proprietor with a Social Security Number qualifies. The SECURE 2.0 Roth Catch-Up Rule fully … Read more